Unlock your potentials secure a thriving future
BettaLyfe provides affordable health insurance, easy micro-pension savings, and a customized plan to 70 million self-employed workers in Nigeria.
Micro-Pension
Betta easy micro-pension savings allows you to put money aside for your retirement. You can access upto 40% of this fund to take of pressing needs.
- Easy savings
- Weekly or monthly saving plan
- Manage your retirement fund
Health Insurance
Affordable health insurance tailored specifically for individuals in the informal sector, self-employed individuals, and SMEs with flixible payment options. Access thousands of quality health care facilities nationwide.
- No payment at the hospital
- Covers you and your family
- Nationwide coverage
Betta-Driver
An exclusive program design for commercial drivers. Betta driver plan covers regular car servicing, pension savings and health insurance cover for the driver and his family.
- Flexible daily payment
- Regular vehicle servicing
- Family health insurance cover
- Driver pension savings plan
- Major vehicle repair finance
Loans
Access capital - grow your business or meet pressing needs. We offer low interest non-collateral and collateral loans with flexible repayment options.
- Loans with flexible repayment
- Low interest rate
Empowerment Training - Empowerment Program
Get empowered with modern training, tools and funds.
- Hands-on vocational training
- Business development support
- Access to microfinance
- Mentorship from industry experts
- Life and work skills coaching
CNG Conversion
Switch to CNG and save on fuel costs. We provide affordable CNG conversions with easy financing options and expert installation services to get you started seamlessly.
- Lower fuel costs with CNG
- Improved engine longevity
- Quieter vehicle operation
Everything your health needs, covered
Every plan includes these core protections — regardless of which provider you choose.
Wide hospital network
Over 1,600 hospitals across all 36 states — from teaching hospitals in Lagos and Abuja to clinics near your market, farm, or campus. Tier 1 through Tier 5 depending on your plan.
Telemedicine — see a doctor anywhere
Farmers in rural areas, traders in the market, students on campus — see a licensed doctor from your phone without travelling. Included on all NEM plans and AXA Value Care and above.
Emergency evacuation for road workers
Emergency medical transport from roadside to hospital, hospital to hospital, and a free Uber or Bolt ride home after treatment. Critical for commercial drivers and outdoor workers.
Full maternity cover for women
Antenatal visits, normal delivery, C-section, and six weeks postnatal care. Plus routine immunisation for newborns — BCG, OPV, HBV, Measles, Pneumococcal, and Yellow Fever.
Injury & surgery cover for artisans
Work injuries, minor and major surgery, physiotherapy sessions for recovery — all included depending on your plan. Higher-tier plans cover surgery up to ₦1,000,000 per year.
Chronic disease management
Drug refills for diabetes, hypertension, asthma, and other long-term conditions — common among older parents and market workers. Covered up to ₦200,000/year on higher plans.
Mental health for students & workers
Outpatient psychiatric consultations and stress management support. Up to 8 weeks of sessions on AXA plans — especially relevant for students and workers under financial pressure.
Buy on WhatsApp — no smartphone app needed
Market women, traders, and farmers can buy a plan, check their coverage, and talk to a doctor — all from a regular WhatsApp message. No app download, no data bundle, no forms.
Pay the way you earn
Weekly payments for individual plans — ideal for daily earners like market traders and artisans. Monthly, quarterly, 6-month, or annual options available for all plan types.
Whatever you do, we have got you covered
We help self employed professionals to save and enjoy affordable service, by putting together programs they need to live a better life.
- Easy Pension Savings
- Affodable health care
- Capital to scale your business
One account with many benefits : micro-pension, health insurance and loans with flexible financing options. Access capital - grow your business.
We empowers you to manage your healthcare needs and financial well-being with easy financing options.
Our Partners
